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The True Cost of Unclaimed Settlements: Are You Leaving Money on the Table?

  • Writer: Tedd Long
    Tedd Long
  • 17 minutes ago
  • 2 min read

Every year, billions of dollars from class action and commercial settlements go unclaimed. That’s right — billions. And if your business isn’t taking a proactive approach to identifying and filing eligible claims, you could be one of the countless companies leaving substantial money on the table.


The Scope of the Problem

Class action and commercial settlements have grown dramatically in size over the past decade, with global settlements routinely reaching into the tens or even hundreds of millions of dollars. Whether it’s a settlement for price-fixing, data breaches, financial misconduct, or antitrust violations, these cases often involve entire industries, and most companies that purchased the affected products or services during the class period are entitled to recover.


Despite this opportunity, estimates suggest that up to roughly 70% of eligible companies don’t file claims, missing out on significant recoveries. Why?

  • Lack of awareness of the settlement.

  • Confusion over eligibility criteria.

  • Overwhelmed internal teams are already juggling multiple priorities.

  • Misconceptions about the claims process being too complex or too time-consuming.


Why Unclaimed Settlement Funds Hurt

When you fail to submit a valid claim, that money doesn’t disappear — it typically gets redistributed to those who do file or is returned to the defendant. It’s money that could bolster your bottom line, support new initiatives, or offset rising costs.

And it adds up faster than you might think. Even modest recoveries can make a noticeable difference across a large portfolio of settlements, especially if they recur over multiple years.


What’s at Stake for Your Organization

Imagine missing tens or hundreds of thousands of dollars simply because the claims filing process wasn’t prioritized. In industries such as healthcare, manufacturing, financial services, and retail — where even small margins matter — those dollars can be the key to improved cash flow, competitive pricing, or strategic investments.


And it’s not just the obvious big-ticket settlements like the Visa/Mastercard Interchange Fee Settlement. Every year, MCAG monitors dozens of lesser-known cases — from specialized product antitrust claims to industry-specific settlements — that present new filing opportunities for our clients.


How MCAG Makes the Process Easier

That’s where MCAG comes in. Our team stays on top of settlement deadlines, eligibility requirements, and filing intricacies so you don’t have to.

  • No upfront costs: We only get paid if you recover.

  • Full-service filing: From data collection and validation to claim submission and follow-up.

  • Maximum recovery: Our expertise means accurate and timely submissions for every settlement you’re eligible for.


With MCAG on your side, you gain a partner that tracks all these opportunities, removing the burden from your team — and ensuring you don’t leave money on the table.


Ready to Claim What’s Yours?

The cost of unclaimed settlements is too significant to ignore. Don’t let your business be one of the many that never file. Reach out to MCAG today and discover the claims you may already be entitled to — before those settlement dollars disappear for good.

Contact us to learn more about how MCAG can help you maximize your recoveries.

 
 
 

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MCAG is a revenue recovery consulting firm where teams of advisers, researchers, and IT professionals provide ongoing expertise, analysis, and technology to ensure our clients capture every recoverable dollar.  

Payment Card Settlement Disclaimer: The claims filing deadline of February 4, 2025 has passed. No-cost assistance is available from the Class Administrator and Class Counsel. No one is required to sign up with any third-party service in order to participate in any monetary relief. For additional information regarding the status of the litigation, interested persons may visit  http://www.paymentcardsettlement.com, the Court-approved website for this case.

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