Get What’s Coming To You.
Ingenix Settlement Management
UPDATE:
MCAG believes efforts to file claims into and administrate the UHC Settlement
are progressing well. Although the filing is complete, we will not be able
to report the estimated returns or timing of payments, with any accuracy, until
August at the earliest. However, it is anticipated that payments will
likely be made before the end of 2011.
We expect that payments may be as much as 10 to 12 cents per dollar
submitted.
As you may remember, the fund is a fixed fund (estimated at less than $200
million) – if the fund is oversubscribed, which we expect it will be, all
payments will be reduced on a pro-rate basis.
In the meantime, please feel free to
contact a MCAG representative if you have any questions, or if we can be of
any further assistance. As always, the settlement process requires patience and
diligence. MCAG will continue to keep you informed.
After years of effort, the American Medical Association has settled a class
action lawsuit with United Health Group (UHC) resulting in a major victory for
providers.
UHC will pay out $350 million dollars in claims to settle allegations that
it manipulated the Ingenix Database, creating lower reimbursement rates for
out-of-network charges. The Ingenix Database was used to determine “usual and
customary” rates and by methodically lowering those rates it was alleged UHC was
able to pay less than market rates for medical services, forcing providers to
take a loss or balance bill patients for the difference.
While over $350 million will be available to physicians and patients to
submit claims against it will not cover the total loss incurred by providers,
creating a mad rush between now and October 5, 2010 to submit claims. Providers
will be required to reconcile their claim history over the last 15 years, 1994
to 2009, with a record generated by UnitedHealth Group. Providers will also be
required to submit additional information regarding patient pay and balance
billing procedures to obtain additional claim dollars.
The reality of health insurance payer settlements are that they are often
more complicated than they appear. Managed Care Advisory Group (MCAG)
specializes in working through the requirements and creating a hassle free
experience for providers trying to recover lost dollars.
- MCAG will review all your eligible claims to ensure that every eligible
billed procedure is included in your filing, not just the ones UnitedHealth
Group was able to locate. (Click here to see a
list of the UHC Payers covered under this settlement)
- MCAG’s team of experience staff will handle all the labor intensive review
and filing processes, including the reconciliation process to ensure that
the settlement administrator did not disregard legitimate claims
- MCAG has years of expertise in dealing with claim data and payer settlement
actions, collecting over $200 million on behalf of our clients in the past
several years.
- MCAG retains a small percentage of the money recovered as payment for
services. Clients who have filed claims themselves and with MCAG report that
the maximized return MCAG achieves more than offsets the fees charged
Deadlines are fast approaching and 15 years worth of claims will need to
be reviewed and submitted to the settlement administrator prior to
October 5, 2010.
MCAG clients don’t miss deadlines. MCAG clients get the maximum return on their
lost claim dollars. Act now to get the benefits from this settlement and take
advantage of the experience and expertise that Managed Care Advisory Group
brings.
MCAG clients only need to take a couple of steps to be protected and
ensure a filing:
- Fill out our online enrollment form or call 800-355-0466
- Provide MCAG with a listing of any and all Tax ID number(s) that your
practice or facility used to submit claims
- If you can, tell MCAG which UnitedHealth Group plans you did business with
(we have a list)
- Identify your clearinghouse and/or practice management system that we can
work with to obtain a record of your eligible claims
This class action settlement is just the first Domino to fall in the Ingenix
– UCR (usual and customary) cases. Many other insurers used the Ingenix database
and the artificially reduced rates to determine payment for their own out of
network claims. In the very near future those other insurer payers will settle
their own cases, leading to even more dollars available to providers who were
artificially underpaid. MCAG will continue to be at the forefront of those
actions, ensuring a fair claim process and working with our clients to identify
eligible lost dollars and file class to recover those loses. Providers can also
look forward to a new database which is being developed by non-insurance
entities to set payment standards that will not be subject to payer
manipulation.